Housing.com ties up with insurtech startup Riskcovry to offer embedded insurance – Startup Story

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Proptech platform Housing.com forayed into the insurance distribution business by offering ‘Rent Protect Cover’ in partnership with insurtech platform Riskcovry. The said cover will provide a host of insurance benefits to its buyers at a reasonable premium of Rs 99 per month.The insurance will cover a number of things including- 15 critical illnesses up to Rs 2 lakh, a personal accident plan of Rs 1 lakh, and medical expenses of up to Rs 60,000 in case of accidental hospitalisation.
 Although the premium can be paid monthly, the tenure of the insurance policy will be annual.The benefit of the claim amount can be used by customers to make good on due rental payments, which would have been at risk of default due to the above-mentioned instances otherwise.
For customers of Housing.com under its service ‘Pay on Credit,’ The premium of the ‘Rent Protect Cover’ will be embedded into the monthly rent payments workflow; which is part of Housing EDGE (full-stack rental and allied services platform). Through this partnership, tenants will be able to secure protection in case of accidental death, hospitalisation, and critical illnesses.
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